San Antonio Commercial Insurance

Commercial Insurance San Antonio.

The Ed Cuellar Agency offers a full range of commercial coverage through several top rated carriers. Whether it’s a Business Owners Policy (BOP), General Liability (GL), Commercial Auto, Workers Compensation or Professional Liability, Ed Cuellar’s can sell and service your insurance needs.

Our licensed staff can help business owners determine the specific coverage needed given the type of business and risk exposure. Business owners provide valuable services and products within our community, but all it takes is one lawsuit due to an accident, injuries or claim of negligence to lose it all. We want to protect your business, so that won’t happen.
General liability coverage protects your business from legal costs in a settlement. Policies vary depending on the size of your business, type of exposure, sales volume and other rating factors. We can also cover your office building, the business’s personal property or contractor’s equipment. We will happily supply a no obligation quote for commercial insurance, so give us a call today.

Adjust with Growth

Your business is too valuable to leave unprotected. Manage the risk involved with running a business by having the right commercial insurance coverage. At Ed Cuellar we can put together a Risk Management Plan for any business in the San Antonio area.
We have years of experience determining the needs and providing the coverage for a vast array of start-up companies.

We can also help you review your policy. As you business and its assets grows, so should your coverage. A retail store with two employees when it first opens its doors, might be at fifteen by the year’s end. Insurance policies must be adjusted accordingly, or the owner will discover that insufficient insurance can be almost as dangerous as no insurance at all. In the event of a fire or natural weather disaster, insufficient coverage could mean never being able to re-open the business.

Comprehensive Portfolios for Commercial Insurance Needs

For larger businesses that face more unique risks, we focus on helping our clients develop a comprehensive risk management strategy. These insurance solutions address your unique risks from a wide possibility of disasters and work to eliminate coverage gaps.

In putting together your unique insurance portfolio we’ll evaluate you’re needs among the following types of insurance:

General Liability Insurance–under this umbrella of insurance you’ll find cyber liability, pollution liability, employment practices liability, employee benefits liability, and more.

Professional Liability Insurance– this type of insurance includes coverage for health care professionals (medical malpractice insurance), architects and engineers, accountants, lawyers, and other professionals.

Property Insurance–this insurance covers the value of the business properties and includes coastal exposures or other geographical risks.

Commercial Auto Insurance–owned and non-owned vehicle coverage.

Workers Compensation–help in managing claims and modification factors to reduce costs.

Excess Liability Insurance (also called Umbrella Liability Insurance) to cover all the extras!

When was the last time you reviewed the policies on your business?